20 Epic Overwater Bungalows in the Caribbean for Couples in 2024

Dreaming of paradise? It’s time to get packing! Discover the BEST overwater bungalows in the Caribbean—seemingly tailor-made for the ultimate couples getaway—in this independent, ad-free, handcrafted guide.

The first time Lori and I stepped out of our own overwater bungalow suspended over the crystal clear waters of the Caribbean Sea, we knew we had found something truly special. And we didn’t even have to venture to the ends of the earth to get here!

From the vibrant reefs of Mexico to the romantic vistas of St. Lucia, here are the best over-the-water stays for a truly memorable honeymoon or absolutely unforgettable adults-only Caribbean escape.

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most romantic overwater bungalows in the Caribbean
Sandals Grande St. Lucian

Can’t wait to dive in? Here are our top picks by country:


An independent guide to the best overwater bungalows in the Caribbean


Saint Lucia Overwater Bungalows

Sandals Grande St. Lucian

✓ St. Lucia Top-Pick

soaking tub and patio set on deck overlooking Caribbean

If you’re looking for the very best overwater bungalows in the Caribbean at one of the best St. Lucia honeymoon resorts, Sandals Grande St. Lucian is IT! But don’t take our word for it.

St. Lucia is already widely recognized as the top honeymoon destination in the Caribbean. And in August 2023, Sandals Grande St. Lucian was named Caribbean’s Leading Honeymoon Resort at the 30th Annual World Travel Awards, literally making this stay the best-of-the-best for a Caribbean honeymoon!

And there may be no better place to soak up the loving vibe than from your very own spectacular Over the Water Honeymoon Butler Bungalow at Sandals Grande St. Lucian!

Psst…Planning your honeymoon? Check out Sandals’ FREE Honeymoon Package!

That’s right, “Butler Elite” service comes standard with every overwater bungalow, along with relaxing seaside Tranquility Soaking Tubs, glass floors, breathtaking views, and of course Sandals’ legendary all-inclusive package amenities.

Pros

All the usual Sandals all-inclusive amenities and perks PLUS Butler Elite with every overwater bungalow. We also love the ultra-mod take on the water villa and the jaw-dropping views. And the recent reviews across the board are exceptional.

Cons

Again, pricey, but offers a lot of value. Also, getting a beach chair can be difficult and frustrating unless you arrive early in the morning. It’s worth noting that this is one of the long-running perks of butler service, if you happen to go that route.

Hot Tip Don’t forget to check Sandals’ current Specials for discounts and fun perks for your stay.

Jamaica Overwater Bungalows

Sandals Royal Caribbean

✓ Jamaica Top-Pick

best overwater bungalows in the Caribbean surrounded by clear waters

Sandals Royal Caribbean Resort set the standard for overwater bungalows in the Caribbean, featuring modern and luxurious bungalows and pool villas built right over a cerulean lagoon—we can’t imagine a more romantic beach resort setting in paradise!

Located in stunning Montego Bay, this luxurious adults-only resort (couples only) is the only resort in the country that is connected to its very own private island (Sandals Cay).

Psst…Planning your honeymoon? Check out Sandals’ FREE Honeymoon Package!

While-away the hours on your own private “floating” living room, lounge in your personal infinity pool (villas only), or take a dip in the crystal clear Caribbean waters.

And of course, you can always hop a private water taxi to the main resort any time you want to enjoy the mind-blowing number of all-inclusive amenities included in the nightly rate.

A true bucket list stay from the Caribbean’s leading hotel brand 2023, the overwater bungalows at Sandals Royal Caribbean are an ideal destination for the ultimate honeymoon or beach getaway.

Pros

If you’re looking for the quintessential 5-star over-the-water stay—worry-free ultra-luxe accommodations surrounded by jaw-dropping azure waters—quite frankly, nowhere else in the Caribbean comes close.

We also love the dizzying array of dining options, variety of included activities, and close proximity to Montego Bay’s Sangster International Airport (only 9 minutes away by car!).

Cons

Sandals overwater bungalows don’t come cheap—but we think they still offer an excellent value considering how rare this type of accommodation is in the Caribbean (this isn’t the Maldives, folks!), and the crazy number of amenities packed into your all-inclusive stay.

Also, if you’re planning a trip with kids, you’re out of luck here, as all Sandals Resorts are 18+. Keep reading for our top family-friendly options.

Hot Tip Be sure to check out Sandals’ Current Specials on their website for deep discounts and fun perks.

Sandals South Coast

WhiteHouse, Jamaica

luxury water villa with two people
Sandals South Coast

If you’re on the hunt for the very best overwater bungalows in the Caribbean for an epic couples retreat, then the outstanding, yet often overlooked, Sandals South Coast deserves a serious look. And we mean it!

Sandals South Coast might not be a hop-skip-and-a-jump from major airports, but its isolation is also one of its biggest assets—particularly if you’re dreaming of an amenity-packed stay with both an exclusive and secluded feel to it.

Nestled within a 500-acre wilderness preserve, this adults-only (couples-only) all-inclusive resort effortlessly blends the untamed beauty of the Caribbean with the elegance of Europe.

Each Over the Water Butler Honeymoon Bungalow paints a picture-perfect view of the two-mile beach—and, as the name implies, comes standard with Sandals’ legendary Butler Elite service.

Of course, you also get glass floor panels, Tranquility Soaking Tubs, overwater hammocks, and all the comfy perks you except from Sandals’ top tier rooms.

And foodies, get ready for a feast. Seven restaurants transport your taste buds around the globe, complemented by entertainment that ranges from a sophisticated piano bar to beach bonfire revelries and a chic nightclub.

Mexico Overwater Bungalows

Palafitos Overwater Bungalows

✓ Mexico Top-Pick

Palafitos El Dorado Maroma Caribbean overwater bungalows
Karisma Hotels and Resorts

Palafitos El Dorado Maroma is an outstanding all-inclusive adults-only stay offering luxury overwater bungalows in Mexico that are a quick hop from the continental U.S.

Extending out over the crystalline waters of Playa Maroma, a short drive north of Playa del Carmen, Mexico, this award-winning luxury five-star resort offers infinity pools and breathtaking sea views from every one of their luxurious Palafitos.

Gourmet food and exclusive private beach top off this bucket list beach experience.

Pros

“Excellent” 5.0/5.0 rating on TripAdvisor (one of only three on our list to pull that off), truly exceptional service, and every Palafito suite comes with its own infinity pool! This is one of the best adults-only all-inclusive resorts in Playa del Carmen and all of Mexico.

Cons

As is the case with much of Mexico’s Riviera Maya, sargassum (seaweed) influxes are ongoing and hard to predict, and beautiful Playa Maroma is not immune to the occasional seaweed invasion, though steps are being taken to combat sargassum in the area.

Hot Tip If you want the highest level of luxury and privacy, be sure to book one of their Elite Palafitos (if you’re lucky enough to snag a reservation!).

Rosewood Mayakoba

Playa del Carmen, Mexico

over the water villa with private plunge pool
Rosewood Mayakoba

In Rosewood Mayakoba, love finds its soulmate in Overwater Lagoon Suites that might just redefine your idea of a romantic stay.

Boasting private plunge pools and a whopping 1,475 square feet of indoor and outdoor living space, these cozy spots are truly next-level when it comes to dreamy getaways in Mexico and top overwater bungalows in the Caribbean.

This idyllic retreat is spread across a mile of pristine beach, surrounded by a winding maze of lagoons and small islands that evoke a rare paradise at the heart of Mayakoba’s ecological wonderland.

But there’s more magic waiting. A personal butler is on standby, ready to turn your stay from wonderful into fabulous. And guests get a golden ticket to Mayakoba, a 620-acre gated development with 20 restaurants and bars, a dive center, and the first PGA Tour golf course in Latin America, El Camaleon.

Banyan Tree Mayakoba

Playa del Carmen, Mexico

sunset over Caribbean and Banyan Tree Mayakoba water villas
Lagoon & Sunset Rooftop Pool Villas, Banyan Tree Mayakoba

If you’re looking for a truly one-of-a-kind experience that you simply can’t have anywhere else on Earth, check out Banyan Tree Mayakoba, an unforgettable stay near Playa del Carmen.

Nestled among scenic mangroves, Banyan Tree’s Lagoon & Sunset Rooftop Pool Villas offer the feeling of getting away from it all, with a prime location in the heart of the Riviera Maya, and without sacrificing modern comforts and conveniences.

Enjoy all of the incredible amenities this five-star resort has to offer, including private pool and garden terrace in every villa, world-class cuisine and full-service spa, and the first PGA Tour golf course in Latin America, El Camaleon.

Pros

“Excellent” 5.0/5.0 rating on TripAdvisor (one of the few on our list), amazing concierges, and the opportunity to surround yourself with nature without sacrificing comforts. And if you love golf, you won’t find better-suited overwater bungalows in the Caribbean!

Cons

Though luxurious and private, the villas are quite close to each other. And, while the lagoon setting is breathtaking, it’s not what a lot of folks picture when they think of overwater bungalows. Arrive knowing that and this wonderful resort won’t be let down.

Hot Tip Want another top-tier option in the area? Then check out Rosewood Mayakoba, Playa del Carmen as well.

Blue Diamond Luxury Boutique Hotel

Playa del Carmen, Mexico

Caribbean water bungalows around a lagoon in Mexico
Blue Diamond Luxury Boutique Hotel

Huddled around a pristine lagoon in the heart of a lush reserve, the Palafitos at Blue Diamond Luxury Boutique Hotel serve up an impressive spread of amenities for couples.

These stunning Caribbean water bungalows each come with either a spacious private balcony or a rooftop sun deck—your own personal slice of paradise.

And it’s not just about the bungalows. Just a hop, skip, and a jump away at the main resort, you’ve got a buffet of wellness activities—yoga, meditation, and a spa water circuit.

Four gourmet restaurants dishing out a healthy assortment of delicious cuisine round out the standout features that make the palafitos at Blue Diamond some of the most romantic overwater bungalows in the Caribbean.

Belize Overwater Bungalows

Thatch Caye, a Muy’Ono Resort

✓ Belize Top-Pick

hammock in overwater bungalows in the Caribbean in Belize

Do you dream of escaping to your own jungly island paradise in the Caribbean (without sacrificing the amenities of a vacation getaway)? Thatch Caye Resort by Muy’Ono is your dream come true!

Offering well-appointed thatch-roof overwater bungalows with sun decks it’s easy to lose yourself in this offshore paradise in Belize.

Rest assured that lush vegetation, white sands, and azure waters will be all you see during lazy and sun-filled days. That is, until you’re ready to take advantage of the resort’s many amenities.

Pros

Warm hospitality and cool air conditioning on an island that sits on the Belize Barrier Reef. And you got to love another perfect 5.0 out of 5.0 on TripAdvisor (from 1,055 reviews).

Cons

One of the trickier destinations on our list to reach from the U.S., involving a 15-minute commuter flight from Belize City to Dangriga, and a 30-minute boat transfer out to the island. But it’s worth it! And it’s all part of the journey.

Hot Tip Given its proximity to the U.S., Thatch Caye is a popular resort destination and the overwater bungalows in particular can book up fast. Make sure you book well in advance!

Little Peter Oasis Private Island

Near Belize City, Belize

luxury cabana over water on private island
Little Peter Oasis Private Island

Ever wonder what it would be like to have an entire tropical island to yourself? Quit wondering and feast your eyes on Little Peter Oasis Private Island!

Venturing off the beaten path to Belize’s Little Peter Oasis Private Island is like stepping into a secret haven of romance. We’re pretty sure their overwater digs will redefine what you thought you knew about over-the-water bungalows in the Caribbean. But that’s a good thing!

This three-acre slice of Caribbean paradise—a stone’s throw from Belize City—beckons couples with exclusivity and unmatched seclusion. Nestled at its core is an exquisite overwater villa, flaunting a water-level sun deck, two bedrooms, two baths (fit for four guests—or one lucky couple), and a kitchen.

But wait, there’s more! Your ticket to unadulterated indulgence includes a private chef whipping up three gourmet meals a day. Picture that—your own culinary maestro crafting edible masterpieces in the middle of your own private paradise.

Coco Plum Island Resort

Coco Plum Cay, Belize

aqua colored water villa with thatch roof
Coco Plum Island Resort

The Belizean owned and run Coco Plum Island Resort is an exclusive, adults-only slice of paradise off the coast of Southern Belize.

This authentic Caribbean escape offers 18 luxury ocean-front cabanas (and one truly wonderful water villa) on a 16-acre private island.

Clear blue waters surround this tranquil haven where the vibe is personal, the cabanas cozy, and the staff, your new friends. Exceptional cleanliness, comfy rooms, personalized service, and glowing reviews make this place stand out.

But it’s not just about lazing by the water. The all-inclusive package is a treasure trove, offering surprises like a well-stocked bar, water sports, and trips to Mayan ruins or zip-lining above the Belize rainforest.

If you’re looking for a unique and unforgettable off-the-beaten path stay without sacrificing creature comforts, Coco Plum Island Resort should be near the top of your Caribbean water bungalows short list.

Hot Tip For the ultimate in tranquility, snag the 3-Bedroom Overwater Villa or aim for one of those Premium Suite Cabanas at the end of the island. They don’t disappoint!

Lina Point Belize Overwater Resort

Ambergris Caye, Belize

Caribbean overwater bungalow with pool at night
Lina Point Belize Overwater Resort

Now, if you’re searching for a water villa in Belize with its own private plunge pool, Lina Point Belize Overwater Resort has got you covered!

These wonderful Caribbean overwater bungalows are stacked to the gills with sought after features like glass floor panels, open-air design, and easy access to the cerulean waters below.

Beyond the plush amenities, Lina Point exudes a welcoming vibe that’s hard to resist. And who can forget the wealth of nearby activities that add a dash of adventure to your already idyllic stay.

St. George’s Caye Resort

St. George’s Caye, Belize

thatch huts over water
St. George’s Caye Resort

Now, it’s time to get acquainted with St. George’s Caye Resort, an adults-only haven not far from Belize City featuring romantic air-conditioned Tahitian-style water cabanas.

Enjoy delicious food, a laid-back vibe that’s as friendly as it gets, and some of the finest diving and angling spots in Belize just a stone’s throw away.

Hot Tip The Overwater Cabanas gift you with stunning sunsets over the mangroves to the west, while the Oceanfront Cabanas serve up Caribbean Sea breezes and jaw-dropping sunrises to the east. Decisions, decisions—either way, you’re in for a truly unforgettable Caribbean water bungalows experience.

Cayo Espanto

Cayo Espanto, Belize

overwater villa with dock
Casa Ventana, Cayo Espanto

Cayo Espanto Resort in Belize isn’t just another getaway; it’s a romantic masterstroke of tropical seclusion mixed with resort sophistication.

The overwater villa, Casa Ventana, steals the show, of course—a private hideaway with glass floors, hovering above crystalline Caribbean waters.

With only a handful of villas on the island, Cayo Espanto is an intimate retreat tailored for couples. Imagine lazy days enveloped in cerulean sea views and warm island vibes.

And when you’re ready to dial up the luxury, room service and a masseuse are just a call away. Because why settle for anything less in your private island oasis?

Hot Tip Casa Ventana may be the unicorn of Caribbean water bungalows in Belize, but it does lack one thing the beach villas do not: a private plunge pool. With that said, we think the Caribbean Sea makes for a pretty sweet “plunge pool” all by itself.

Panama Overwater Bungalows

Nayara Bocas del Toro

✓ Panama Top-Pick

two Caribbean water bungalows at sunset

Nayara Bocas del Toro is a tropical haven tailor-made for romance, making this our Numero Uno over-the-water pick in Panama.

Rather than focusing on flashy design and amenities, Nayara Bocas del Toro emphasizes genuine connections with nature. Case in point? The overwater bungalows.

These bungalows whisper Caribbean charm with a Panamanian twist, offering an escape that’s equal parts simple and extraordinary. And of course they’ve got glass floors! Perfect for immersing yourself in the underwater symphony happening below from the comfort of your personal sanctuary.

Nayara Bocas del Toro’s emphasis on small gestures of romance, like intimate dinners and strolls in the breathtaking natural surroundings, makes for a personalized and intimate vibe for couples.

The resort has also received several awards for its sustainable practices and the seamless integration of nature into its design, adding an eco-friendly dimension to your romantic stay.

Pros

The unique and artistic design, of course! Along with some very top-notch amenities. And, who can resist your very own over-the-water infinity pool with a view!?

Cons

Jellyfish can be a bit of menace when snorkeling around the resort, but not enough to dampen most guests’ fun. Also, it’s a bit pricey compared to other overwater accommodation in Panama—but guests seem to think it’s well worth the nightly rate.

Hot Tip Did you know that you can even book a stay in a Tree House? No joke! And yes, it’s as bucket-list-worthy as it sounds.

Sol Bungalows

Isla Solarte, Panama

Panama water villa with thatch roof in mangrove
Sol Bungalows

Now, let’s talk about Sol Bungalows Bocas del Toro, another standout in the wonderful world of overwater bungalows in the Caribbean.

This spot is all about authenticity. No flashy distractions, just the simple charm of waking up above those crystal-clear waters—an everyday treat. Tucked away in the beauty that is Bocas del Toro, it’s like stepping into a Caribbean daydream, minus the tourist frenzy.

Best of all, the design of each bungalow is comfort-forward, making it a sweet spot for couples looking for purpose-built romantic abode. Top it off with a quiet dinner on your private deck or a sunset kayak ride for two.

Urraca Private Island

Urraca, Panama

pink bungalows with thatch roofs surrounded by mangrove and water
Urraca Private Island

Urraca Private Island is an outstanding adults-only eco-lodge situated deep in the untouched beauty of Panama’s Bocas del Toro archipelago.

This top-rated island resort boasts a distinctive charm blending warm hospitality, simplicity, and indulgence—tailor-made for a couples eco-escape.

A 30-minute boat ride from Isla Colon transports you to this secluded haven, suspended over clear turquoise waters, connected by docks. Perched on stilts with no actual land, it’s a mangrove island retreat where wildlife surprises at every glance.

Explore mangrove forests, seagrass meadows, and coral reefs at your doorstep. Dine on gourmet delights from the kitchen—fresh catches of the day cooked with local flare.

It’s an authentic, relaxing experience punctuated by shared sunsets and secluded dinners beneath the stars.

Azul Paradise

Isla Bastimentos, Panama

sunset and water overwater bungalows in the Caribbean
Azul Paradise

Azul Paradise Resort in Panama, nestled in the quiet corners of the Caribbean, is an off-the-grid escape where nature takes the lead.

This place isn’t just a resort; it’s a whole mood, blending eco-friendliness with those laid-back island vibes. Thatch roofs line the shore, and the suites blend seamlessly with the island’s rhythm. Its eco-friendly meets island cool.

The resort’s Caribbean overwater bungalows are meticulously crafted private sanctuaries perched above crystal-clear waters. Each bungalow offers a private deck and breathtaking views, making for a primo destination for a romantic rendezvous!

And yeah, the Caribbean is your backdrop—a natural masterpiece that sets the stage for not just luxury living but a whole array of cool stuff. Think guided adventures into the heart of local culture and nature’s wonders.

Aruba Overwater Bungalows

Aruba Ocean Villas

✓ Aruba Top-Pick

Potcho Potcho overwater villa at Aruba Ocean Villas

Simply saying “Aruba,” conjures up the epitome of a Caribbean luxury destination. 

Aruba Ocean Villas takes that feeling to the next level, with absolutely stunning adults-only eco-luxury villas built over turquoise waters—the only overwater beach villas in the whole country, in fact!

Since the first edition of this list, Aruba Ocean Villas has upped their game in a BIG way, adding three more incredible Penthouse Villas (feast your eyes on Potcho Poncho!).

Designed by Aruba-native artist, Osyth, these Caribbean overwater bungalows exude a sense of place and wonder like few others on this list can.

Surround yourself with lush jungle and crystal clear Caribbean waters, while whiling away the hours soaking in your private pool, swinging to the rhythm of nature in your hammock, or doing absolutely nothing.

Pros

Locally-owned adults-only idyllic tropical sanctuary surrounded by spectacular nature and warm hospitality.

Cons

If you’re looking for a traditional 5-star resort with air-conditioning and a ton of dining and activities options, you’ll likely be happier elsewhere.

Antigua Overwater Bungalows

Royalton Antigua

✓ Antigua Top-Pick

Chairman overwater bungalows at Royalton Antigua

Next up, another stunner! Royalton Antigua Resort & Spa offers all the luxurious amenities you’d hope for in the Caribbean overwater bungalows of your dreams in wonderful Antigua.

Royalton Antigua is our top choice for families looking for an all-inclusive over-the-water stay with all the amenities, including 24 hour room service and Kids Club.

The sumptuously appointed Chairman Overwater Bungalows are a new addition to this lavish resort, offering private infinity pool, glass floor panels, sun deck, and idyllic Caribbean views. Honestly, you may never want to leave your bungalow!

A truly memorable overwater stay in the heart of the Caribbean.

Pros

We love how spacious these water villas are when compared to anything else on this list (with the exception of Amanyara). We also love the stunning location and proximity to a drop dead gorgeous beach and breathtaking sea views.

Cons

Royalton Antigua is a great choice for families and has some of the nicest water villas on this list. However, the resort itself has received mixed reviews in the past couple of years (though this seems to be improving).

Still, if you’re looking to book your honeymoon or a couples retreat, we think one of the Sandals resorts on our list is likely a better bet at this particular price point.

Turks & Caicos Overwater Bungalows

Amanyara

✓ Turks & Caicos Top-Pick

Amanyara Providenciales Turks Caicos overwater beach bungalows Caribbean

Now, it’s time to head up through the Windward Passage to incomparable Amanyara on the island of Providenciales in stunning Turks & Caicos.

Contemporary and stylish water villas are the name of the game here. These villas are unbelievably huge, incorporating 3 to 6 separate pavilions over 1.5 acres of private gardens and outdoor living space. And did we mention that each comes with its very own private chef and villa servicing host?

Top it off with a private white sands beach bordering one of the world’s most beautiful snorkeling and reef diving marine parks and you’ve got a Caribbean overwater bungalows match made in paradise!

Pros

We love the gigantic villas and oodles of space to spread out in total seclusion. And the location offers some of the best snorkeling in the Caribbean just a stone’s throw away.

Cons

The overwater villas are set over manmade pools, which may or may not be a drawback for you. If you don’t have deep pockets, however, the price tag will likely be the biggest downside.

Hot Tip Amanyara offers two types of accommodation: stand-alone Pavilions and sprawling multi-unit Villas. The Pavilions are exceptional stays in their own right (many with spectacular sea views and perfect for couples). But if you’re looking for an over-the-water stay at Amanyara, you’ll want to book one of their exclusive Amanyara Villas.

row of overwater bungalows over azure water in Jamaica
Sandals Royal Caribbean Resort

Final Thoughts

What makes overwater bungalows in the Caribbean so special? For beginners, there just aren’t many of them!

By some accounts, there may be as few as 30 hotels and resorts offering private overwater bungalows across the entire Caribbean. Compare that to 50 resorts with overwater bungalows in Bora Bora!

Of those, a very few offer the level of amenities and services travelers might expect to find in popular over-the-water destinations like the Maldives or French Polynesia.

In this guide, we’ve endeavored to bring you the cream of the crop. Each and every destination on this list has distinguished itself from the pack—through exceptional reviews and ratings, the number and variety of amenities offered, warm hospitality, or all of the above!

We always enjoy writing helpful articles focused on exceptional stays in one-of-a-kind destinations, but this one was one of our favorites!

Having gotten engaged on the Puerto Rican island of Vieques and living on the shores of Belize for 12 months, the Caribbean will always hold a special place in our hearts.

We’re thrilled to be able to share this very special corner of the globe with visitors from around the world, while helping others realize their own travel bucket list dreams.

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